Currency Converter
Live rates · 160+ currencies · Charts · Statistics · Alerts
Currency Strength Index
G10 vs USD basket · Live1 Week Change
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1 Month Change
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1 Year Change
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52-Week High
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52-Week Low
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52-Week Avg
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Investment Return Calculator
Compound · Exchange Rate · Time ValueConverted today
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After 5 yrs
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Net change
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Uses compound growth: A = P × (1 + r)n · Apply to EUR/USD converted amount. Not financial advice.
EUR / USD Rate History
Source: Frankfurter API (ECB) · Rates in USD per 1 EUR
Multi-Currency Comparison
| Currency | Code | Rate | Amt (EUR) | Inverse | 7d Trend |
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Recent Conversions
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About the rates
- Live rates are fetched from the Frankfurter API (api.frankfurter.dev), sourced from 54 central banks including the European Central Bank. No API key required.
- Currency list is loaded live, with 160+ currencies always up to date.
- Historical data powers the chart and statistics, up to 365 days of daily closing rates.
- Rate alerts are stored locally in your browser. No data leaves your device.
- Nothing about your query is sent to ChrysoKit. All fetches go directly to the rate provider.
- The Currency Strength Index is computed from live G10 vs USD basket rates. The Investment Calculator uses compound growth: A = P(1 + r)ⁿ, for illustrative purposes only.
Frequently asked questions
Where do the exchange rates come from?
The rates come from publicly published mid-market data, refreshed periodically. They are good for comparison but real transactions at a bank or exchange include spread and fees that will differ from the displayed rate.
Are the rates real-time?
They update frequently throughout the day, but they are not millisecond live rates. For trading decisions consult your broker's quote, which includes the actual bid and ask.
Can I see historical exchange rates?
Yes. The chart shows a rolling 30-day window for the selected pair, which is enough to spot recent trends and volatility.
Why does my bank charge more than this rate?
Banks and card networks apply a spread above the mid-market rate (often 2-4%) plus possible fees. The converter shows the mid-market rate before that markup.
The rate you see is not the rate you get
Published exchange rates are mid-market rates: the midpoint between global buy and sell prices, the number this converter shows and the honest baseline for any comparison. No consumer transacts at mid-market. Banks and exchange services add a spread... typically 1-4% baked into a worse rate... and often a fixed fee on top. "0% commission" signs at airport kiosks are compatible with a 7% markup hidden in the rate itself, which is why the only meaningful question is always: how many euros do I finally receive per 100 dollars, all-in?
What moves rates day to day
Interest rate decisions move currencies most: when a central bank raises rates, holding that currency pays more, demand rises, the currency strengthens. Inflation differentials, trade balances and plain risk sentiment do the rest... in market stress, money flows to the dollar and Swiss franc reflexively. Major pairs like EUR/USD typically drift fractions of a percent daily, so for trip budgeting, yesterday's rate is fine; for invoicing or contracts, date-stamp the rate you used.
Paying abroad without donating to banks
- When a foreign terminal offers to charge you in your home currency, decline. That feature (dynamic currency conversion) carries a 3-8% markup; always pay in the local currency.
- Card networks convert near mid-market; the damage is your bank's foreign transaction fee (0-3%). One fee-free card pays for itself in a single trip.
- For transfers, compare the total received amount, not the advertised fee... a "free" transfer at a bad rate loses to a 5 EUR fee at mid-market.
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